Vista Park Lending serves businesses across all industries, from small startups to large corporations, offering customized financing solutions to meet their unique needs.

We focus on underutilized small business financing programs, including SBA loans, with the majority of our 4,000 lenders being small and community banks. We also partner with lenders specializing in all types of alternative financing.

Our lending network spans all 50 U.S. states, with international partnerships in Canada and the UK.

Yes, we offer startup financing options, including SBA 7(a) loans, equipment financing, and loans secured by stocks—frequently used to fund franchise businesses.

The timeline depends on the loan type:

• SBA and Traditional Financing: 30–90 days

• Alternative Financing: 5–10 days

• Merchant Cash Advances: 1–2 days

We charge no upfront fees. Typically, we receive a success fee from the lender. In cases where lenders do not provide a referral fee, we may charge a success fee of 1-2% of the loan amount, payable only at funding.

While we don’t guarantee approval, Vista Park Lending is highly successful at matching clients with the best possible financing options for their businesses.

For bank and SBA financing, a minimum credit score of 650 is generally needed. For alternative financing, credit requirements range from 500–650, though higher borrowing rates may apply with lower credit scores.