Vista Park Lending – Your Partner in Business Financing

At Vista Park Lending, we provide a wide range of funding options tailored to meet the diverse needs of businesses across industries.

Here’s a closer look at our funding options:

SBA Loan

Vista Park Lending’s network offers SBA 7(a) loans from $30,000 to $350,000, ideal for debt refinancing, working capital, and equipment purchases in agriculture and other industries.

High loan amounts with low APRs
Repayment terms of up to 25 years
Multiple loan types to suit various needs

Bank Term Loan

For businesses seeking a term loan, our lenders offer 2- to 5-year loans with amounts ranging from $30,000 to $500,000. Key features include:

Loan amounts between $30,000 and $500,000
2-5 year terms with fixed interest rates from 7.99%
Simple monthly repayments

Business Line of Credit

A revolving credit line from Vista Park Lending provides flexibility and peace of mind, allowing you to inject funds into daily operations whenever needed within 2 days.

Credit lines up to $250,000 with rates starting at 6%
Only pay interest on drawn funds
Nearly every industry accepted

Small Business Loan

Our marketplace of over 100 alternative lenders offers small business loans for growth, with high approval rates—even for applicants banks may turn down.

Funding up to $500,000
Factor rates starting at 1.15 and interest as low as 9.99%
No collateral needed and easy application process

Vista Park Lending Loan

Ideal for immediate business needs, our working capital loans offer quick, short-term funding without collateral requirements.

Up to $500,000 available
Factor rates as low as 1.15 with flexible repayment
Loan terms from 6 to 24 months
Minimal Documentation required and fast approvals

Business Loans for Bad Credit

Our advisors focus on your business’s revenue and potential, offering alternative funding options for businesses with bad credit.

90% approval rates for bad credit applicants
Quick, hassle-free application process
All credit scores considered

Merchant Cash Advance (MCA)

Vista Park Lending offers MCAs by advancing funds against your future credit and debit card sales, with repayments based on daily revenue.

Funding up to $500,000
Factor rates as low as 1.15
Qualify for 85-250% of monthly credit card sales

VNeed new equipment? Vista Park Lending offers quick, affordable financing to cover various equipment needs—no collateral required. Financing can help spread the cost of expensive equipment over time, making it more manageable for businesses.

Same-day funding up to $250,000
Simple, fixed monthly payments
Potential Section 179 tax deduction

Invoice Factoring

For businesses waiting on outstanding invoices, invoice factoring offers quick funds based on accounts receivable as collateral.

Financing for up to $2.5 million in receivables
Competitive rates with same-day decisions
Improve cash flow without incurring debt

Business Credit Cards

Business credit cards offer a revolving line of credit suitable for purchases and working capital, available to startups and established businesses. When selecting a business credit card, consider your business’s specific needs, such as cash flow management, employee expenses, and rewards preferences.

Up to $150,000 credit limits
Intro rates starting at 0% for 6-18 months, up to 19.99% thereafter
No collateral required, with low monthly payments

USDA Business and Industry Loan

Designed for rural businesses, USDA loans support economic development in communities with populations under 50,000. These government-backed loans offer:

Guarantees up to 80% for loans up to $5 million
Terms up to 30 years for real estate and 15 years for equipment
Eligible uses include startup costs, equipment, land purchases, and refinancing

Asset-Backed Line of Credit

An Asset-Backed Line of Credit (ABL) from Vista Park Lending provides businesses with a flexible financing option based on the value of assets such as inventory, equipment, or accounts receivable.

Flexible Credit Line secured by your business assets
Credit Amounts based on the appraised value of inventory, equipment, or receivables
Lower rates than unsecured lines of credit

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